Fair Market Value

Whether you’re considering selling your home, refinancing, buying out a co-owner, planning your financial future, or simply curious about your property’s value, knowing its true fair market value is essential. A certified appraisal provides an independent, unbiased opinion of value that you can rely on with confidence.

Only a New York State Certified Real Estate Appraiser is qualified to provide an independent, unbiased opinion of your property’s fair market value. At Home Land Appraisals, every residential appraisal is personally completed by owner Ash Sarin, a New York State Certified Real Estate Appraiser with more than 30 years of experience and over 20,000 appraisals completed throughout New York.

Automated valuation websites such as Zillow can provide rough estimates, but they cannot inspect your property, account for renovations, or accurately analyze neighborhood market conditions. Likewise, a broker’s opinion of value may be influenced by a listing strategy or desired sale price. A certified appraisal provides an independent valuation based solely on market evidence and accepted appraisal methodology.

Our only responsibility is to develop a credible opinion of value supported by market data, professional analysis, and USPAP-compliant appraisal standards, giving you the confidence to make informed financial decisions.

Common Reasons Homeowners Request a Fair Market Value Appraisal

Considering selling your home
Buying out a co-owner or
family member
Estate planning
Divorce negotiations
Removing PMI or obtaining a HELOC
Financial or tax planning
Investment analysis
Before major renovations

The Appraisal Process

1. Property Inspection

The appraiser conducts a comprehensive interior and exterior inspection, measures the home to determine accurate Gross Living Area (GLA), photographs the property, and evaluates quality of construction, condition, functional layout, improvements, deferred maintenance, and other value-influencing characteristics.

2. Market Research

A thorough analysis is completed using recent comparable sales, pending sales, active listings, and current market trends to understand neighborhood conditions and market direction.

3. Comparable Sale Selection & Adjustments

The most comparable properties are selected based on location, size, age, style, condition, and other characteristics. Because no two homes are exactly alike, professional adjustments are made for differences such as square footage, lot size, room count, basement, garage, amenities, view, condition, location, and market conditions, ensuring a credible comparison.

4. Final Reconciliation

After analyzing each comparable sale, the appraiser determines which sales provide the strongest indication of value based on similarity, proximity, condition, sale date, and overall reliability. Appropriate weight is given to the best market evidence before arriving at the final opinion of value.

Professional Standards – 100% USPAP Compliant

Every appraisal is developed in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP), the nationally recognized ethical and performance standards governing the appraisal profession.

Why Choose Home Land Appraisals?

Personally completed by owner, Ash Sarin
Over 30 years of appraisal experience
More than 20,000 appraisals completed
Independent, unbiased opinions of value
USPAP-compliant reports accepted by attorneys, accountants, lenders, courts, and private clients

Why Us?